It’s important to know what options are available to you when you are having a tough time making ends meet. Here are three tips to help you if you are falling behind on mortgage payments.
1. If you have fallen behind on mortgage payments, contact your mortgage lender. Your mortgage lender could renegotiate your interest rate, thereby saving you money on costly interest payments.
2. Talk to the appropriate government agency. There are foreclosure avoidance counselors in your state that will assist you with your foreclosure issues.
3. Be wary of foreclosure scams. Keep in mind that there are some reputable organizations that can provide you with assistance.
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