When paying the mortgage is a struggle, the possibility of losing your home can be terrifying. Here are some tips that will help you save your home.
1. Know your mortgage. Do you know what kind of mortgage you have? If you can’t tell by reading the mortgage documents you received at settlement, contact your loan servicer and ask.
2. If you’re behind on your payments: if you are having trouble paying the mortgage, contact your loan servicer to discuss your options as early as you can.
3. Contacting your loan servicer: before you have any conversation with your loan servicer, prepare. Record your income and expenses, and calculate the equity in your home.
4. Consider giving up your home without foreclosure. Depending on the real estate market in your area, selling your home may provide the funds you need to pay off your current mortgage debt in full.
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Do you want to sell your house fast in Texas for top dollar with the least hassle? Give us a call! (210) 853-2788 or click the button below.